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February 16, 2026

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Loan Rates 2025: What Borrowers Need to Know in a Shifting Economy

July 30, 2025 - by Chhim Peou - Leave a Comment

In 2025, borrowers are navigating a dramatically different lending landscape than just a few years ago. From changing interest rate policies to the influence of AI-driven lending platforms, the economic …

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Loan Rates

Cracking the Code: How Banks Really Decide Your Loan Rates

July 24, 2025July 18, 2025 - by Chhim Peou - Leave a Comment

When you walk into a bank to apply for a loan—whether it’s for a new car, a mortgage, or a small business venture—you probably expect to hear a simple number: …

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Loan Rates

Fixed vs. Variable Loan Rates: Which One Wins in a Shaky Economy?

July 23, 2025July 18, 2025 - by Chhim Peou - Leave a Comment

In today’s volatile global economy—rattled by inflation surges, interest rate hikes, and geopolitical tensions—borrowers face an increasingly difficult question: should you lock in a fixed loan rate or take your …

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Loan Rates

The Hidden Triggers That Raise Your Loan Rates (And How to Avoid Them)

July 22, 2025July 18, 2025 - by Chhim Peou - Leave a Comment

When you apply for a loan—whether it’s for a car, a house, or a personal emergency—you expect your credit score to play a major role in determining your interest rate. …

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Loan Rates

Beyond the APR: What Loan Rates Don’t Tell You About Your Debt

July 18, 2025July 18, 2025 - by Chhim Peou - Leave a Comment

When people think about loans, the Annual Percentage Rate (APR) is often the star of the show. It’s what banks advertise, comparison websites display, and borrowers are told to focus …

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Loan Rates

2025 Loan Rate Predictions: What Borrowers Need to Know Now

July 18, 2025July 18, 2025 - by Chhim Peou - Leave a Comment

In an age where economic tides shift faster than ever, borrowers in 2025 are navigating more than just interest rates — they’re grappling with artificial intelligence-driven credit models, central bank …

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