Chhim Peou, Author at NIWSZONE

Refinancing in a Rising Interest Rate Market: Strategies That Work

July 17, 2025 - by Chhim Peou - Leave a Comment

When interest rates are low, refinancing is a no-brainer. But what happens when they start climbing? Most homeowners assume that rising rates kill any chance of getting a good refinance …

Credit Cards

Virtual Cards, Real Risks: Are Digital Credit Cards the Future or a Flaw?

July 16, 2025July 18, 2025 - by Chhim Peou - Leave a Comment

In the fast-evolving landscape of digital finance, virtual credit cards (VCCs) have emerged as a seemingly perfect solution to the age-old problem of online payment security. Promising convenience, enhanced privacy, …